Local Education Student Loan
Whether it's NUS, NTU, SMU, SUTD, SUSS, or SIT, JNB Credit's Local Education Student Loan can help secure your child's educational path or advance your own career. We provide collateral-free loans up to SGD 300,000 with extended repayment terms.
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Receive cash within the day
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Swift application via Singpass
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Minimal credit checks required
Unlock Your Educational Potential with JNB Credit’s Local Education Student Loan
Are you considering advancing your education? Whether it’s a bachelor’s degree, a master’s, or even a PhD, higher education is a valuable investment in your future. In today’s competitive job market, having additional qualifications can significantly enhance your employability.
However, the cost of higher education in Singapore can be a significant barrier. This is where JNB Credit’s Local Education Student Loan comes in. Designed to cover your tuition fees and other related expenses, our loan aims to make higher education accessible to everyone. Whether you’re considering private institutions or autonomous universities, our loan has got you covered.
With JNB Credit, achieving your educational dreams is now within reach. Let our Local Education Student Loan be the stepping stone to your future success.
We Personalised loan options for what you need - and when you need them.
Better and improved credit scores
Flexible loan tenures
Ease of application and approval
Increased convenience
How to Apply for a Loan with JNB Credit
Applying for a loan with JNB Credit is fast, secure, and straightforward. Follow these 3 simple steps to complete your application and receive your funds safely, as fast as on the same day.
Step 1. Apply
Submit your application via Singpass MyInfo.
Step 2. Verify
Come in person for a final face-to-face verification.
Step 3. Receive
Get your funds disbursed directly into your account.
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by our Customers
As a leading licensed moneylender in Singapore, we are committed to providing reliable financial assistance. Our excellence is reflected in our customers' positive reviews. Read on to discover why they trust us.
Local Education Student Loan FAQs
A local education student loan from JNB Credit is designed to help you cover the costs of your education, allowing you to focus on your studies without financial stress.
The loan can be used to cover tuition fees, purchase laptops or textbooks, pay for software licenses, and even enroll in special courses or training programs.
We offer a fast and streamlined application process, minimal paperwork, and no rigorous credit checks. Our loan officers are experienced and will guide you through the best loan package for your needs.
The average tuition fee for a 3-year degree course in public universities like NUS, NTU, and SMU ranges from $27,000 to $34,200.
Tuition fees in private universities can range from $20,000 to $59,000, depending on the course.
To qualify for a local education student loan with JNB Credit, you’ll need to have:
- Be a Singapore Citizen, Permanent Resident or Foreigner with a valid work permit / employment pass
- Be at least 21 years old
- Be permanently employed for at least 3 months
We aim to make things easier for you, so you are only required to prove your identity and income.
All you need is your NRIC or passport, and a CPF or bank statement that shows that you have a regular income.
For foreigners, a valid work permit is necessary, together with a document that proves the residence (a bill on your name for utilities or phone services, or a tenancy agreement) and a payslip or bank statement that proves that you have a regular income.
With us, you are just a few clicks away from getting a local education student loan.
Simply fill up the online loan application form. It will take only 5 minutes.
The result of your loan application, including the maximum loan amount and term, will be provided to you in under an hour.
Visit our location for a final face-to-face verification and get your money instantly.
Once your application is approved, the funds will be disbursed immediately.
Yes, you can still apply for a loan with us even if you have existing loans with other institutions.
The credit score does not hang the heaviest in the balance. Even if you don’t get a high score, we are here to process your application and help you.
If you decide to pay your personal loan earlier, not only you are not extra-charged, but you will also save some money on outstanding interest.
Confidentiality is one of our strengths. All information concerning your personal loan will be strictly kept private. The only situation in which you’ll get a physical copy at home is at your direct request.