Medical Loan
JNB Credit's Medical Loan assists with hospital stays, urgent treatments, surgeries, and costly medications. We extend no-collateral loans up to SGD 300,000 with flexible repayment terms.
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Receive cash within the day
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Swift application via Singpass
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Minimal credit checks required
Focus on Your Health, JNB Credit’s Medical Loan will Handle the Finances
Your health and well-being are invaluable, and at JNB Credit, we understand that medical emergencies can happen at any time. These unforeseen situations not only affect you emotionally but can also strain your finances. That’s why we offer specialised Medical Loans to help you manage your healthcare costs effectively.
Our Medical Loan is designed to cover expenses that your health insurance may not fully cover, such as emergency surgeries, specialised treatments, and even medical debt consolidation. With JNB Credit, you can secure the funds you need quickly and effortlessly, allowing you to focus solely on your recovery.
Let JNB Credit’s Medical Loan be your financial safety net, ensuring that you can meet any medical expenses head-on without compromising your health.
We Personalised loan options for what you need - and when you need them.
Better and improved credit scores
Flexible loan tenures
Ease of application and approval
Increased convenience
How to Apply for a Loan with JNB Credit
Applying for a loan with JNB Credit is fast, secure, and straightforward. Follow these 3 simple steps to complete your application and receive your funds safely, as fast as on the same day.
Step 1. Apply
Submit your application via Singpass MyInfo.
Step 2. Verify
Come in person for a final face-to-face verification.
Step 3. Receive
Get your funds disbursed directly into your account.
Reviews and Testimonials
by our Customers
As a leading licensed moneylender in Singapore, we are committed to providing reliable financial assistance. Our excellence is reflected in our customers' positive reviews. Read on to discover why they trust us.
Medical Loan FAQs
Our Medical Loan is an unsecured personal loan that helps you cover medical expenses, whether they are covered by your health insurance or not.
You can use the loan for various medical costs, including surgical and non-surgical procedures, emergency treatments, hospitalisation, medication, and follow-up visits.
We offer quick loan approval and disbursement with minimal paperwork and no rigorous credit checks. Our loan officers will guide you through the best loan package for your needs.
Consider the type of loan, interest rates, loan tenure, and your current financial situation. Make sure you are comfortable with the repayment terms.
Common procedures include cataract surgery, heart treatments, and appendix surgery, among others. Costs can vary widely depending on the hospital and the complexity of the procedure.
To qualify for a medical loan with JNB Credit, you’ll need to have:
- Be a Singapore Citizen, Permanent Resident or Foreigner with a valid work permit / employment pass
- Be at least 21 years old
- Be permanently employed for at least 3 months
We aim to make things easier for you, so you are only required to prove your identity and income.
All you need is your NRIC or passport, and a CPF or bank statement that shows that you have a regular income.
For foreigners, a valid work permit is necessary, together with a document that proves the residence (a bill on your name for utilities or phone services, or a tenancy agreement) and a payslip or bank statement that proves that you have a regular income.
With us, you are just a few clicks away from getting a medical loan.
Simply fill up the online loan application form. It will take only 5 minutes.
The result of your loan application, including the maximum loan amount and term, will be provided to you in under an hour.
Visit our location for a final face-to-face verification and get your money instantly.
Once approved, the funds will be disbursed to you immediately.
Yes, you can still apply even if you have existing loans with other institutions.
The credit score does not hang the heaviest in the balance. Even if you don’t get a high score, we are here to process your application and help you.
If you decide to pay your personal loan earlier, not only you are not extra-charged, but you will also save some money on outstanding interest.
Confidentiality is one of our strengths. All information concerning your personal loan will be strictly kept private. The only situation in which you’ll get a physical copy at home is at your direct request.